Sell in New Zealand dollars. Charge 15% on domestic sales and zero-rate the exports. Issue a tax invoice your accountant files without emailing you about it. The money lands in your own Stripe, PayPal or Airwallex account — we are never in the middle of it, and we add nothing on top.
Start your 30-day trialNZ$99/month including GST · card required · cancel any time in the trial and pay nothing
They all take a card from a Kiwi buyer, so on paper they all work. The difference shows up afterwards — in the invoice, in the GST return, and in the twenty minutes a month you spend fixing what the tool got not-quite-right.
A word that does not exist in New Zealand tax law, on a document your accountant has to correct by hand.
Your buyer sees US$49 and gets charged something else once their bank has taken a view on it.
A tax setting added for somewhere else that mostly fits New Zealand, until an export sale makes it not fit.
You raise a ticket at 9am and the answer arrives while you are asleep, one working day later.
None of that is a scandal. It is what happens when a product is built for one market and sold into another. gocushy is a New Zealand company — GST is not a region we added support for, it is the tax we file.
This is the part worth understanding before you trust any checkout with your sales, and it is the part most tools describe vaguely.
That is a structural fact, not a policy. There is no balance of yours sitting on our side of the ledger, because the money never arrives there in the first place.
Your payment processor charges what it charges — Stripe's New Zealand rate, or PayPal's, or Airwallex's. Those fees are theirs. We do not add a percentage on top, and we never take a share of your sales.
Anyone advertising “0% fees” without that second sentence is describing a page, not a bank statement. You will always pay your processor. The question is whether the checkout adds a second toll on the way past, and ours does not.
| What you pay | Who takes it |
|---|---|
| Card processing on each sale | Your processor, at their published rate |
| Platform percentage on each sale | Nobody. There isn’t one. |
| NZ$99 a month | gocushy, including 15% GST |
A domestic sale carries 15%. An export — a customer outside New Zealand buying a digital product — is generally zero-rated. Those are different numbers on the same product, decided by who is buying.
Sequentially numbered, so there are no gaps to explain. The tax line labelled GST rather than Tax or VAT. Your GST number on it when you have one. It is a small thing that costs you nothing until the one month it costs you an afternoon.
Orders and refunds flow into the accounting system almost every New Zealand small business already runs.
Stripe, PayPal or Airwallex — your account, your rates, your existing relationship. Bring the one you have.
Deadlines, reports and scheduled emails run on your clock, not on a timezone twelve hours behind you.
Questions answered while you are awake, by the person who built it.
gocushy is MCP-native, which means Claude or ChatGPT can operate it directly — not through a bolted-on API, but through the same interface a person uses. You describe the offer in a sentence and the price, order bump, upsell and checkout come back built.
There is a New Zealand angle to this that is not obvious. The agentic payment standard the rest of the industry is standardising on is available to United States and Canadian companies only — a New Zealand platform cannot get access even to test it. Ours settles for New Zealand merchants regardless, because it was never built on that standard in the first place.
Checkout runs on gocushy.com — one payment page in one place, deliberately.
No. Plenty of people selling online are under the NZ$60,000 threshold and are not registered. If you are registered, enter your GST number and it appears on every invoice you issue. If you are not, nothing breaks.
If you are GST registered, no — you claim the 15% back, so it costs you nothing and the comparison is the ex-GST price. If you are not registered, then yes, we cost 15% more than an overseas supplier who is under the threshold for registering here. That is a real difference and we are not going to pretend otherwise. What you get for it is a supplier in your jurisdiction, invoices that already comply, and someone who answers during your working day.
Directly into your own Stripe, PayPal or Airwallex account. We are not the merchant of record and we never hold your funds — there is no payout schedule because there is no payout.
Yes, but it is off until you switch it on. Exporting changes your GST treatment and can create obligations elsewhere, so it should be a decision you make rather than a default you inherit.
It is the same platform — we are not maintaining two codebases and telling you otherwise. What differs is every default that matters here: NZD, GST at 15%, Pacific/Auckland, an invoice that says GST, and support in your day.
Not many yet — this is new, and we would rather say so than imply otherwise. There are no testimonials on this page because we have not earned any. What we can show you is how it works, and the fastest way to judge it is to run your own product through the 30-day trial and look at the invoice it produces.
Sam Bakker, in New Zealand. gocushy is a New Zealand company filing New Zealand GST. If something breaks, you are not filing a ticket into a timezone twelve hours away.
Your own payment account. Your own accounting system. Your own currency, your own tax, your own timezone. The checkout should be the part you stop thinking about.
Start your 30-day trialNZ$99/month including GST · cancel any time in the trial and pay nothing
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